Accelerate small business underwriting with proprietary intelligencethat extracts only the most predictive online data and transforms theminto actionable insights for your team.
Our revolutionary data products help insurance carriers do two things—drive automation and improve outcomes.
Minerva is a proprietary store of more than 45 million active business records which allows insurers to better classify, describe, and select commercial risks. By sourcing emerging, unique data elements and applying AI and other machine learning, the Minerva data suite extracts relevant, accurate and predictive data elements associated with a given business to significantly accelerate the underwriting process.
- Proprietary data on 85-90% of insurable small businesses across all industries.
- Hundreds of unique data points, curated by segment and line of business, on over 40M businesses.
- Continuously updated while ensuring data quality and consistency.
- Available via sub-second API.
Minerva Product Categories
- Classify & Describe
- Measure & Predict
Classification
Profile
Accurate and consistent data to power the precision of your classification.
Business
Characteristics
Uncovers current characteristics of a business to better analyze risk
GeneralBusinesses
Index
Measures and predicts various impacts of business performance.

“Allstate is always searching for better ways to leverage the power of data to improve our claim process... Carpe Data helps support Allstate’s ongoing efforts to seamlessly integrate data to help our people make the best, most accurate and timely decisions.”
Glenn Shapiro, President
Personal Property-Liability

“By integrating new data elements from Carpe Data into our insurance programs for small businesses, we can better understand the challenges faced by business owners and identify options to address their commercial insurance needs.”
Sharon Fernandez
President of Business Insurance

"Carpe Data is the latest addition to Zurich’s ongoing innovation programs focused on transforming the future of insurance...[Carpe Data] supports Zurich’s ongoing efforts to improve the claimant experience by expediting low-risk claims, and by providing new insights to help our people make informed, accurate, and timely decisions."
Scott Clayton
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"Carpe Data has been a great partner in helping us strengthen the claims handling process...ClaimsX helps [us] continue to meet our goals of increased efficiency, reduced potential fraud and improved customer experiences.”